Hello, My name is JAYME.

There is always curiosity when it comes to knowing what may hurt your credit score. One of the few that may be overlooked and is rarely talked about is having store credit cards that you never use. Store promoted cards such as those you find at your local home improvement warehouse or a retail clothing store are nice if you actually use them and pay them off. They become trouble unknowingly when you neglect to use them. If you haven’t used those types of cards within 2 years, it’s best to close them out.